Credit Analytics for Capital Markets

About the job

• The Credit Analytics Officers main mission is to manage the BNP Paribas securitization financing activities credit risk, resources and profitability on an ongoing basis, optimizing the securitization financing portfolio in terms of profitability, risk and capital assessment and managing the day to day of securitization financing transactions, making sure that Risk Committee approves and legally agreed conditions with clients are met

Your Main Activities Are

• Credit Management
  • Assist with processing and reviewing each name contributed to the teams financing facilities
  • Conduct rigorous credit analysis including fundamental analysis on leveraged borrowers, reviewing financials, transactions and marketing documents
  • Identify key credit strengths, risks and mitigants
  • Analyze various capital structure scenarios
  • Update, maintain and enhance the credit platform with analyst notes and metrics on Loan Issuers
  • Ensure regular risk monitoring and maintenance of the portfolio, including annual reviews, quarterly rating and capital review processes and preparation of performance dashboards
• Portfolio Management
  • Maintain and feed the Portfolio Management system with data and ensure its quality
  • Track covenants of the facilities, maintain borrowing bases and report results to the structuring team
• Data Management
  • Assist in maintaining the credit database by creating new entries, updating existing entries, preparing financial models and troubleshooting errors
  • Organize the deal document directory, including information sent by clients or posted on shared data sites
• Report
  • Leverage the credit database for data analysis, exposure breakdowns and internal reports
  • Assist with creating reports for the credit database and contribute to overall credit research task

Profile and Skills to Success

• Bachelors degree in Finance, Economics or Accounting
• Up to 2 years of experience in Financial Analysis and Advisory
• Fluency in English, with great communication skills
• Proficiency in Microsoft Office tools, particularly Excel
• Results driven mindset with great attentiveness to detail
• Great analytical skills with ability to synthesise
• Great organizational skills with a committed and proactive approach

About the Team

• Asset Finance & Securitization (AFS) is a global business within BNP Paribas Corporate and Investment Banking (CIB), straddling activities across both Global Banking & Global Markets. The AFS umbrella includes several businesses, including Collateralized Loan Obligation (CLO) & Credit Solutions, Asset-based Securities (ABS), Project & Infrastructure Finance & Transportation Finance
• The Credit Structuring team, within AFS division, is at the forefront of the fast-growing US CLO and Senior Portfolio Financing (SPF) businesses, underlying collateral of the facilities structured by the New York desk

#LI-Hybrid

Why joining BNP Paribas?

• Leading banking institution

BNP Paribas is the European Unions leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

• Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Groups 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:

• Retail Banking, a division that brings together all of the Groups retail activities and specialised business lines;
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
• Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

• Please note that only applications submitted in English will be considered.

• In case you are selected for this role, further documentation will be requested to support your hiring process.